SR22 Insurance California
Have you ever had your driver’s license suspended for drunk driving in California? Well, I had mine, a year ago. I was driving home after a party where I had taken just 2 glasses of wine. I thought it was a “safe” amount since I wasn’t even tipsy yet. After all, I’m used to drinking a lot more before getting drunk. But I didn’t notice that I was over-speeding already and when a police officer asked me to stop, I was confident and even reasoned with him. Big mistake! He smelled me and before I knew it, my license was confiscated. I shouldn’t have opened my mouth. But there it is, not only did I have my driver license confiscated, I was also in danger of getting a DUI conviction (DUI means “driving under the influence” of alcohol). That’s where SR22 Insurance California comes in. It’s a good thing the lawyer I got was used to these proceedings and I got off the hook on a technicality.
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Having my license back is another matter. I didn’t know that before I could get back my life on the road, I’ve had to get an SR22 insurance, otherwise known as the California Insurance Proof Certificate. For those who haven’t heard of this term yet (good for you, it means you have not been involved in reckless driving), the SR22 is proof of insurance that is filed with the Department of Motor Vehicles to re-instate a driver’s license. In other words, it is a financial responsibility certification that is sometimes required for high risk auto insurance customers (like me) who have been involved in an accident with no auto insurance, or if an accident is due to excessive driving violations. Insurance companies or agencies file the SR22 for the applicant, and that’s what mine did for me, once I found the right insurance company.
It’s a good thing I discovered the easy way to get SR22 Insurance California. I was also lucky because I heard that the agency I got had the lowest rates in the market, and on top of that they give discounts. I just found them online when I asked for quotes from several auto insurance companies. I filled out simple forms which did not take me 3 minutes to fill. Two hours later I was receiving different quotes through email. After making comparisons, I picked my choice, and simply emailed them back. Within the day, I received the application with all my information on it, all I had to do was sign, date, and fax back. Surprisingly, I received my policy, with full coverage in 3 days. If that isn’t fast, I don’t know what is.
